we are committed to fostering economic growth and sustainability. Our mission is to empower individuals in both rural and urban areas of Ethiopia by providing them with essential financial services. By focusing on the productive poor, we enable our clients to achieve economic independence and build a secure future for themselves and their communities.
Harar MFI fosters financial empowerment across Harari Regional state with reliable services tailored to the productive poor. We help clients achieve economic self-sustainability and build a secure, prosperous future.
we deliver financial solutions with speed and ease. Our streamlined processes ensure that you receive prompt, hassle-free service tailored to your needs, making your financial management straightforward and accessible.
We offer diversified financial plans tailored to our customers' needs. As a trusted institution, we are committed to helping clients achieve self-sustainability with solutions that adapt to their unique circumstances.
we utilize the latest core banking Solution which allows us to serve you with innovative and efficient way. Our modern tools and systems ensure seamless service to enhance your financial experience.
Harar Credit and Saving Institution S.C was established in 2005 G.C. with the mission of supporting micro and small-scale businesses in Harari Regional State. Founded by Harari Regional State along with seven other visionary shareholders, the institution started with an initial capital of 1,000,000 birr and officially began operations in September 2005.
Since its inception, the institution has expanded its services, opening three branch offices. Initially offering two loan products Group Loans and MSE Loans the institution now provides more than Twenty one diversified loan products, responding to the growing demand for its services.
We have 18 years of operation and a well-established customer base of more than 14,160 active customers. We manages a substantial asset value of 429 million and boasts a paid-up capital of 302 million. Our company operates with a skilled workforce of over 45 employees across 4 branches, contributing to its continued growth and success.
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we offer different types of savings products designed to help clients build financial security with flexible terms and competitive interest rates. Whether for short-term needs or long-term goal
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We provide tailored loan solutions to empower businesses and individuals with flexible repayment options and competitive rates. Our loans are designed to support your growth
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Our Sharia-compliant products ensure ethical and halal methods for both saving and loans by offering interest-free solutions to meet your financial needs while strictly adhering to Islamic law.
Read MoreHow happy are our clients?
Stationary Owner
"Partnering with Harar Microfinance has been transformative for me. Their financial solutions enabled me to expand my operations into advertising and stationery, allowing me to reach new markets"
Entrepreneur
"Harar Microfinance Institute's flexible loan products have allowed me to take my small business to the next level. Their supportive team made the entire process seamless and stress-free."
Stationary owners
"we are immensely thankful to Harar Microfinance Institute for the two loans we received to expand our business. Their financial support has allowed us to increase our inventory and improve our services"
Mill House Owner
"Thanks to Harar Microfinance, I went from being an employee to a mill house owner, using their loan to purchase new equipment and become more productive"
SinoTruck Owner
"I am grateful to Harar Microfinance Institute for the loan that enabled me to purchase a Sinotruck, which transformed my life and business. which allows me to significantly increasing my income!"
Three wheel car reseller
"I am grateful to Harar Microfinance Institute for the loan to purchase three-wheeled cars, which transformed my life and business model into reselling three wheeled cars"
