Harar Credit and Saving Institution S.C was established in 2005 G.C. with the mission of supporting micro and small-scale businesses in Harari Regional State. Founded by Harari Regional State along with seven other visionary shareholders, the institution started with an initial capital of 1,000,000 birr and officially began operations in September 2005.
Since its inception, the institution has expanded its services, opening three branch offices. Initially offering two loan products Group Loans and MSE Loans the institution now provides more than Twenty one diversified loan products, responding to the growing demand for its services.
We have 18 years of operation and a well-established customer base of more than 14,160 active customers. We manages a substantial asset value of 429 million and boasts a paid-up capital of 302 million. Our company operates with a skilled workforce of over 45 employees across 4 branches, contributing to its continued growth and success.
The vision of Harar Microfinance S.C is to see that
poverty is eradicated and productive poor,
especially women are empowered through sustainable micro enterprises.
To serve the entrepreneurial poor by providing sustainable and quality services for employment and income generation with the ultimate objective of improving the livelihood of poor people in both rural and urban areas of the country by bridging the gap in financial inclusion
Chief Executive Officer
Credit and Portfolio Dep't
Finance and Investement Dep't
IT Division
Human Capital & admin dep't
Chairperson of the BOD
Board Secretary
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